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- EST. 2007 -
Trusted Financial Services in Chennai
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Lowest Rate

Easy Processing

Started From 8.4% Rate of Interest


A Home is one of the biggest investments in an individual's life. To buy a home without obtaining a home loan is tough financially for most people. Allfin Solutions understand the needs of our customers and partner with them so that they can become proud home owners on fair and simple terms. With a Allfin Solutions Home Loan, you can buy a flat or a house without having to worry about putting together a huge down payment. Our home loan scheme is suitable for both salaried and self-employed individuals.

Loan Amount

Loans offered from Rs 5 Lakhs up to Rs 5 Crores in more than 57 locations across India at competitive interest rates.

Flexible Loan Tenure

Maximum loan tenure of 360 months for salaried professionals and maximum 300 months for self-employed.

Pradhan Mantri Awas Yojana

Avail interest subsidy benefit up to Rs 2.67 Lakhs under PMAY Credit Linked Subsidy Scheme. We equally have various innovative and competitive income and surrogate programs to accommodate your requirement.

Types of Property Funded

 Ready property
 Under Construction
 Composite Loan (Plot + Construction)
 Home Extension and Renovation 

Plot Purchase
Balance Transfer
Top-up and more

Features & Benefits


Allfin Solutions provides home loans to an extensive variety of customers. To check your home loan eligibility, you can use our home loan eligibility calculator. Housing loan eligibility requires you meet some basic criteria. The home loan eligibility criteria are:

  • Salaried and Self-employed Professionals

  • Sole proprietors and Partnership Firms

  • Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirements at the time of maturity

  • Clear record in terms of past loans and statutory payments.

  • Good credit rating score in credit bureau

  • Minimum 3 years in business with a positive net worth (for Self-employed) or 3 years work experience (for Salaried individuals)

  • Micro, Small and Medium Enterprises



You would need to submit the following documents along with the completed application form:

Photo Identity Proof ( Self-attested copy of any one document)


 Voters ID 

 Driving License 

 Pan Card 

 UID Certificate (Aadhaar Card )

Address Proof ( Self-attested copy of any one document)

Ration Card  


Driving License

Bank account statement

Electricity Bill  

Telephone Bill  

Aadhaar Card  

Sale deed/ Property purchase agreement (For owned properties)

Income Proof ( Self-attested copy of any one document)

Salaried Individual

Last two months salary slip/Salary certificate

Latest years ITR with income computation/Form 16. Note: If Bonus is considered in eligibility, we will have to take last two years ITR/Form 16

Last six month bank statement reflecting salary credits. Note: Cash Salary cases not allowed

Repayment track/bank statements proof of track with loan sanction letter/amortization schedule.

Self Employed Individual

Income Tax Return with income computation (As applicable )

Balance Sheets and P&L a/cs with schedules (As applicable)

Sales Tax Return/VAT return for the number of months not covered in the latest financial year.

Credit card statement for 6 months (required in case of Banking Surrogate)

Copy of Contract Order and Form 16 A (applicable only if income is from contracts)

Bank statements for the last 6 months - from business account of the firm/ company and savings a/c of the individual borrower and co-borrowers, if income being considered.

Repayment track/bank statements proof of track with loan sanction letter/amortization schedule.

Business Proof ( Self-attested copy of any one document )

Shop establishment certificate (First priority)

Trade license/Professional license(sales tax no, importer's exporter's code)

Sales Tax return/VAT return

Tel Bill (landline/postpaid mobile phone)-Paid. Not older than 90 days from loan application

Electricity bill-Paid. Not older than 90 days from loan application

Registered or Notarized Rent deed
Property allotment letter from Govt./Registered societies

Property papers-Unregistered sale deed plus GPA

Property registered deed

Latest updated bank passbook/Bank Statements in borrower's name (subject to bank acct being 6 months and CPV confirms the same address)

Property Proof ( Self-attested copy of any one document)

Photocopy of original sale deed

Allotment/Possession letter

No objection certificate from the society and other documents as per legal report

* While the home loan document list given here is comprehensive, we may require additional home loan documents to process your application.

Document Required


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